Please read the following terms and conditions relating to your use of this site carefully. By using this site, you are deemed to have agreed to these terms and conditions of use. We reserve the right to modify the content of the sites and policies relating to them at any time. You should check these terms and conditions periodically for changes. By using this site after we post any changes to these terms and conditions, you have agreed to accept those changes. If at any time you choose not to accept these terms and conditions of use, please do not use this site.

 

Scope of Terms and Conditions

These terms and conditions apply to your use of all of the sites and services owned or operated by Credit Providers Association t/a SACRRA, and affiliated companies (collectively “SACRRA” or “we,” “us,” or “our”), including www.SACRRA.org.za and any other site that we have owned or operated, do own and operate or may own or operate in the future (collectively, the “SACRRA Sites”). Unless we say otherwise, all references to the SACRRA Sites in these terms and conditions include all such sites. These terms and conditions do not apply to your use of unaffiliated sites to which any of the SACRRA Sites only links.

 

Restrictions on Use of Materials

The contents of www.SACRRA.org.za are protected by copyright and trademark laws, and are the property of SACRRA and any other owners. Unless we say otherwise, you may access the materials located within the SACRRA Sites only for your personal use. This means you may download one copy of posted materials on a single computer for personal, non-commercial home use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright notice. When you download copyrighted material you do not obtain any ownership rights in that material. You may not modify, copy, publish, display, transmit, adapt or in any way exploit the content of the SACRRA Sites. Only if you obtain prior written consent from us – and from all other entities with an interest in the relevant intellectual property – may you publish, display or commercially exploit any material from the SACRRA Sites. To request our consent , you may post a letter to SACRRA, P.O. Box 11741, Wierdapark South, 0057, South Africa, or This email address is being protected from spambots. You need JavaScript enabled to view it. . If consent is granted by us and by all other entities with an interest in the relevant intellectual property, you may not change or delete any author attribution, trademark, legend or copyright notice. You must abide by all additional copyright notices or other restrictions contained in any of the SACRRA Sites.

 

Links

These terms and conditions apply to the SACRRA Sites only, and not to the sites of any other companies or organizations, including those to which any of the SACRRA Sites may provide a link to. We are not responsible for the availability of any other site to which any of the SACRRA Sites provide a link to. We do not endorse or take responsibility for the contents, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site’s Administrator or Webmaster. Other sites may link to any of the SACRRA Sites only through a plain-text link. Permission must be granted by us for any other type of link to the SACRRA Sites. To seek our permission, you may post a letter to SACRRA, P.O. Box 11741, Wierdapark South, 0057, South Africa, or write an E-mail message – click This email address is being protected from spambots. You need JavaScript enabled to view it. . We reserve the right, however, to rescind any consent granted by us to link through a plain-text link or any other type of link, and to require termination of any such link to any of the SACRRA Sites, at our discretion at any time.

 

Submissions

We welcome your comments about any of the SACRRA Sites. However, we will not review or consider any unsolicited creative submissions. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that projects developed by our professional staff might seem to others to be similar to their own creative work. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials. If, despite our request, you send us any creative idea, suggestion or material (“Submission”), it shall become our property. No Submission will be subject to any obligation of confidence by us, and we will not be liable for any use or disclosure of any Submission. We will exclusively own all known or later-existing rights to the Submission worldwide, and will be entitled to the unrestricted use of the Submission for any purpose, without compensation to the provider of the Submission. If you are submitting something to a site that has set up a submissions policy, please consult that site for its specific requirements.

 

Copyright Complaints

We respect the intellectual property rights of others and require that the people who use the SACRRA Sites do the same. In appropriate circumstances, we hold the right to immediately terminate the registration of any user of SACRRA Sites who is responsible for acts of copyright infringement, solely at our discretion. Please send your notification of claimed infringement SACRRA, P.O. Box 11741, Wierdapark South, 0057, South Africa, or write an E-mail message.

 

Disclaimers

The services, products and materials on this site are provided “as is” and without warranties of any kind, either express or implied. We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. Neither SACRRA nor any of its affiliated companies nor any of its or their respective licensors or suppliers warrant that any functions contained in the SACRRA Sites will be uninterrupted or error-free, that defects will be corrected, or that the SACRRA Sites or the server that makes them available are free of viruses or other harmful components. Neither SACRRA nor any of its affiliated companies nor any of its or their respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not SACRRA or any of its affiliated companies or any of its or their respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction. We do not endorse, warrant or guarantee any products or services offered on the SACRRA Sites. We are not a party to and do not monitor any transaction between users and third party providers of products or services.

 

Limitation of Liability

Under no circumstances, including but not limited to negligence, will SACRRA or any of its affiliated companies or any of its or their respective licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on the SACRRA Sites, or any products or services provided pursuant to the SACRRA Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by SACRRA or any of its affiliated companies or any of its or their respective licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to SACRRA, if any, for accessing the SACRRA Sites. Nothing on this site constitutes legal advice and it should not be construed as such, should you require legal advise we encourage you to approach an attorney.

 

Privacy Policy

We are committed to protecting your privacy and security and have explained in detail the steps we take to do so. We urge you to read our Privacy Policy.

 

Jurisdictional Issues

We control and operate this site from our offices in the Republic of South Africa. We do not represent that materials on the site are appropriate or available for use in other locations. Persons who choose to access this site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

 

Miscellaneous

These terms will be governed by and construed in accordance with the laws of the Republic of South Africa, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be filed only in the Republic of South Africa or courts located in the Republic of South Africa, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any of these terms and conditions are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms and conditions, and will not affect the validity and enforceability of the remaining provisions. This is the entire agreement between you and SACRRA relating to the subject matter it contains. This agreement may be modified only by our posting of changes to these terms and conditions, or by a writing signed by both parties. Any inquiries concerning these terms and conditions of use should be posted to us.

 

Your Acceptance of These Terms

By using any of the SACRRA Sites, you signify your acceptance of our Terms of Use. If you do not agree to this policy, please do not use our sites. Your continued use of the SACRRA Sites following the posting of changes to these terms will mean that you accept those changes.

 

E-mail message

Any E-mail messages to be sent in terms of this Policy can be sent to us by referring to “Contact Us” on the site and through “This email address is being protected from spambots. You need JavaScript enabled to view it. ”.

(Last modified on September 01, 2014.)